This informative seminar will provide a clear overview of how Social Security works, including eligibility requirements, benefit options, and important factors to consider when deciding when to begin collecting benefits. Participants will learn how earnings history, retirement age, spousal benefits, and other key elements can impact monthly payments. The seminar will also explore strategies to help individuals and couples maximize their Social Security benefits and make informed decisions as they plan for retirement.Door #/Bring to Class: Enter door 5

This informative seminar will provide an overview of Medicare, including important enrollment details, timelines, and deadlines to help participants avoid common mistakes and potential penalties. Attendees will learn about the different parts of Medicare, what each plan covers, and how Medicare works alongside supplemental insurance and prescription drug coverage. The seminar will also discuss key considerations for managing health care options and costs in retirement, including budgeting for premiums, deductibles, and out-of-pocket expenses. Participants will leave with a better understanding of how to make informed health care decisions and navigate Medicare with greater confidence as they plan for retirement.Door #/Bring to Class: Enter door 5

This educational seminar will explore seven key components of smart investing and provide practical strategies for building a strong financial foundation for the future. Participants will learn how to break financial and retirement planning into manageable, achievable steps while developing a long-term investment approach that aligns with their personal goals and comfort with risk. The seminar will discuss the importance of diversification, asset allocation, and maintaining a balanced portfolio through different stages of life and changing market conditions. Attendees will also gain insight into common financial risks that can impact savings and retirement plans, along with strategies to identify, manage, and help mitigate those risks. Whether just beginning to invest or preparing for retirement, participants will leave with valuable information and tools to make more informed financial decisions.Door #/Bring to Class: Enter Door 5